Industrial Banks Guides

Industrial Banks 101

Industrial Loan Companies (ILCs) or Industrial Banks have been an integral part of the US financial system for over a century, providing credit and financial innovation during good times and bad. Perhaps one of the most compelling facts about ILCs is that during the worst years of the financial crisis, when most banks and credit unions were contracting their balance sheets and dramatically reducing lending, ILCs continued to lend and actually grew their assets (loans) year over year, providing needed capital for the US economy.

These guides give a quick overview of the history and purposes of ILCs.

ILC Overview

ILC 101

ILC Stability & Strength

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