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Industrial Banking and Commerce

August 29th, 2016|Uncategorized|

Fast Facts:  Industrial banks do not engage in any activity not allowed for a national bank Industrial bank holding companies can engage in any lawful activity – no evidence engaging in other activities presents any risk to bank Affiliate transactions governed by Sections 23A and 23B – bank cannot be used to finance parent or [...]

Congressional Committee will investigate FDIC’s role in no new bank charters

July 13th, 2016|Uncategorized|

WHAT: House Committee on Oversight and Government Reform will hold a hearing regarding oversight of the FDIC application process. WHEN: Wednesday, July 13, 2016 at 10 a.m. (EDT) WHERE: Rayburn House Office Building, room 2154 - A live stream can be accessed at https://oversight.house.gov/hearing/oversight-of-the-fdic-application-process/ or the Committee’s YouTube Channel https://www.youtube.com/user/oversightandreform WHO: The Committee has called [...]

American’s Need Access to Reliable Credit

July 13th, 2016|Uncategorized|

For many years’ advocacy groups have described financial services public policy issues under the rubric “Wall Street vs. Main Street.” While that debate may have meaning in the political world, in reality, consumers and small businesses alike just need reliable access to credit. Let’s look at some examples: A New York City taxi driver scrimps [...]

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