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FDIC releases study on inflows and outflows of deposits at failed banks

The FDIC Center for Financial Research released the study Deposit Inflows and Outflows in Failing Banks: The Role of Deposit Insurance as part of their Working Paper Series. From the Conclusion: In this paper we use [...]

May 7th, 2018|Categories: Advocacy|Comments Off on FDIC releases study on inflows and outflows of deposits at failed banks

Industrial Banks Guides

Industrial Banks 101 Industrial Loan Companies (ILCs) or Industrial Banks have been an integral part of the US financial system for over a century, providing credit and financial innovation during good times and bad. Perhaps [...]

May 7th, 2018|Categories: Resources|2 Comments

The Volcker Rule & Industrial Companies

PDF VERSION The Volcker Rule & Industrial Companies Unnecessary Harmful Consequences The Volcker Rule was intended to regulate certain trading and investment activities of banks, bank holding companies and their af liates, such as broker-dealers. [...]

May 7th, 2018|Categories: Resources|16 Comments

Barth Report 2018

The Barth UCFS Report Finds ILCs Thriving James R. Barth and Yanfei Sun of Auburn University conducted a study for the Utah Center Financial Services (UCFS) on how Industrial Loan Companies (ILCs a.k.a Industrial Banks) [...]

May 7th, 2018|Categories: Resources|Comments Off on Barth Report 2018

Industrial Banking and Commerce

Fast Facts:  Industrial banks do not engage in any activity not allowed for a national bank Industrial bank holding companies can engage in any lawful activity – no evidence engaging in other activities presents any [...]

August 29th, 2016|Categories: Uncategorized|Comments Off on Industrial Banking and Commerce

Congressional Committee will investigate FDIC’s role in no new bank charters

WHAT: House Committee on Oversight and Government Reform will hold a hearing regarding oversight of the FDIC application process. WHEN: Wednesday, July 13, 2016 at 10 a.m. (EDT) WHERE: Rayburn House Office Building, room 2154 [...]

July 13th, 2016|Categories: Advocacy|Comments Off on Congressional Committee will investigate FDIC’s role in no new bank charters