Policy makers and experts speak on industrial banks.

NAIB Banking & Commerce While opponents of industrial banks raise concerns about the role of commercial ownership of banks; the reality is that the industrial bank model shows the benefits of commercial investment in the banking system.


Industrial Banks – Serving Main Street Consumers & Businesses ILCs serving main street consumers and businesses.


GAO Report Bank Holding Company Act: Characteristics and Regulation of Exempt Institutions and the Implications of Removing the Exemptions.


GAO Report SummaryIndustrial Loan Companies: Supporting America’s Financial System An independent study that showed ILCs – banks owned by commercial consistently more profitable than the banking industry as a whole, with significantly higher ratios of capital to assets and significantly lower percentages of troubled assets.

Industrial Loan Companies: Supporting America’s Financial System An independent study that showed ILCs – banks owned by commercial consistently more profitable than the banking industry as a whole, with significantly higher ratios of capital to assets and significantly lower percentages of troubled assets.